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Learn about credit
  Credit Terms
  Credit Cards
  Credit Rates & Fees
  Credit Reports
  Credit Scores
  Real Cost of Credit
  Managing Credit
  Debt payment
  Interest payment
  Order your free annual credit reports
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  FREE (with ads) - Credit Karma pulls and analyzes your credit report and score, and monitors daily financial transactions
Credit bureaus

There are three major credit bureaus providing nationwide coverage of consumer credit information in the United States: Equifax, Experian, and Trans Union. Although many national lending institutions report consumer credit information to all three, smaller banks and other credit grantors may report to only one, or none. Therefore, your credit report from one credit bureau is not necessarily exactly the same as your credit report from another.

If you would like a copy of your credit reports, access our information about their online services and costs. If you would like to dispute somthing in a credit report, or alert them to potential fraud, you can contact the bureaus using the following contact information.

Equifax Credit Information Services
P.O. Box 740241
Atlanta, GA 30374
Report fraud
Web site:

Dispute something in your credit report
Equifax Credit Information Services
Consumer Fraud Division
P.O. Box 740256
Atlanta, GA 30374
(or file a dispute online )


Report fraud
Experian's National Consumer Assistance
P.O. Box 2002
Allen, TX 75013
1-800-301-7195 (fax)
Web site:

Dispute something in your credit report
Consumer Assistance
P.O. Box 9595
Allen, TX 75013-2104
(more information)

Trans Union
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
(800) 888-4213

Report fraud
Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 928

Dispute something in your credit report
The mailing address depends on your state of residence
You can also file a dispute online

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