To dispute inaccurate information on your Equifax, Experian, or Trans Union credit report, you can now write to the bureau that supplied the information or use their online dispute forms. In all cases, you will need your recent credit report to include all of the relevant information, such as:

• Your full name, first, middle and last and including any applicable suffixes (Jr., Sr., II, etc.)
• Your complete mailing address
• Your date of birth
• Your Social Security number (this is necessary to access your credit report)
• The name and account number of the creditor and item in question (from your credit report)
• The specific reason for your disagreement with the disputed item

If you wish to mail your dispute, the credit bureaus have online forms that you can print, or you can use our sample dispute form. You may find it a lot easier and quicker if you use the online dispute forms and submission capabilities that each of the credit bureaus now provide. If you need further information, or contact information, read our information on credit bureaus.