According to the Federal Trade Commission, nearly 10 million consumers were victimized by some form of identity theft in 2003. Identity theft is much more common than previously believed. Victims lost $5 billion because of the crime last year, and businesses have lost close to $50 billion dealing with the problem. Because of the severity and likelihood of this problem happening to you or someone you know, we provide the following links to information on this problem, steps you can take to prevent identity theft, and also what to do if you become a victim.

Facts and figures:

• Is ID theft insurance worthwhile?
• Lenders miss most ID theft
• We may all be at risk for identity theft
• Identity theft tops consumer woes

Prevention:

• Risks of online public records (how to check yours)
• 8 tips to protect your personal information
• Be aware of the latest IRS-related "phishing" attempts
• Certified checks don't promise payment
• The latest scams - 14 Halloween financial horror stories
• How to be a safe Internet user
• Consumers score the right to freeze credit
• The 5-minute guide to protecting your identity
• Protect yourself from identity theft
• Who's guarding your data in the cybervault?
• 8 mistakes that expose you to online fraud
• Scams unmasked
• 10 ways to stop identity theft cold
• Manage your personal information wisely
• Suggestions from an attorney on how to reduce the chances of identity theft
• Identity theft resource center
• The key to fighting ID theft: think low-tech
• General and computer security tips

If you are a victim:

• FTC website that outlines steps to take
• More advice on what to do if you become a victim

Companies that offer identity theft assistance:

• Zander Insurance (recommended by Dave Ramsey) - for as little as $6.50 a month (or $72 a year), Zander provides you with educational materials, reminds you to get your free credit report three times a year, provides a representative to work with you and for you in resolving disputes if you become a victim, and reimburses up to $20,000 in expenses.